Terms of Service
Last updated: March 4, 2026
Acceptance of Terms
These Terms of Service govern your use of Portfolio Spread and its services. By accessing and using our website, you agree to be bound by these terms and all applicable laws and regulations. If you do not agree with any part of these terms, you may not use our services. We reserve the right to modify these terms at any time, and your continued use of our platform constitutes acceptance of any changes. These terms apply to all users, including those who contribute information, resources, or content to our platform.
User Obligations
Users are responsible for maintaining the confidentiality of their account information and for all activities conducted through their account. You agree to use our services only for lawful purposes and in ways that do not infringe upon the rights of others or restrict their use and enjoyment of our platform. Prohibited behaviors include harassment, obscene or abusive language, and posting content that violates intellectual property rights. You must ensure that all information you provide is accurate, current, and complete. We reserve the right to suspend or terminate accounts that violate these obligations or engage in inappropriate conduct on our platform.
Intellectual Property Rights
All content on our platform, including text, graphics, logos, images, audio clips, and software, is the property of our organization or its content suppliers and is protected by international copyright laws. You are granted a limited license to access and use this content for personal, non-commercial purposes only. You may not reproduce, distribute, transmit, display, or otherwise exploit any content without our prior written permission. Any unauthorized use of our intellectual property may result in legal action. User-generated content remains the property of the user, but by posting content on our platform, you grant us a license to use, display, and distribute that content.
Limitation of Liability
Our platform and all content provided are offered on an “as-is” basis without warranties of any kind, either expressed or implied. We do not warrant that our services will be uninterrupted, error-free, or free from harmful components. To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our services. This includes loss of profits, data, or other intangible losses, even if we have been advised of the possibility of such damages. Your sole remedy for dissatisfaction with our services is to discontinue use of the platform.
Termination
We reserve the right to terminate or suspend your access to our platform at any time, with or without cause, and with or without notice. Reasons for termination may include violation of these terms, illegal activity, or abuse of our services. Upon termination, your right to use our services immediately ceases. We are not responsible for any consequences resulting from termination, including loss of access to your account or content. You may also terminate your use of our services at any time by discontinuing access to our platform. Any provisions of these terms that by their nature should survive termination shall remain in effect following termination or expiration of these terms.
Questions About These Terms
If you have questions or concerns regarding these Terms of Service, please reach out to us through our website contact form. We are committed to addressing your concerns and working toward a resolution. Your feedback helps us improve our services and ensure we maintain clear communication with our users. We will make every effort to respond to your inquiry promptly and professionally.